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Physical injuries are easy to picture. A cast, stitches, surgical hardware, a stack of radiology reports, those things feel concrete. Emotional distress does not announce itself so neatly. It shows up in sleepless nights, panic behind the wheel, irritability at home, a short fuse at work, the humiliation of not feeling like yourself anymore. Clients often tell me the same thing in different words: the pain in their body eventually started to heal, but the fear, grief,

Getting hurt because someone else was careless changes your routine fast. One day you are commuting on I-25, walking out of a grocery store, or heading down a staircase at an apartment complex. The next, you are juggling pain, medical appointments, missed work, insurance calls, and questions you never expected to ask. For first-time claimants, the confusion is often worse than the paperwork. People assume the process is straightforward until they are in it. A good c